{"id":21177,"date":"2026-11-06T13:59:47","date_gmt":"2026-11-06T13:59:47","guid":{"rendered":"https:\/\/www.cltweb.org\/biblioteca-de-recursos\/raizes-do-movimento-clt\/do-modelo-ao-movimento\/sacudindo-a-arvore-do-dinheiro\/"},"modified":"2026-11-08T15:29:42","modified_gmt":"2026-11-08T15:29:42","slug":"sacudindo-a-arvore-do-dinheiro","status":"publish","type":"page","link":"https:\/\/www.cltweb.org\/pt-br\/biblioteca-de-recursos\/raizes-do-movimento-clt\/do-modelo-ao-movimento\/sacudindo-a-arvore-do-dinheiro\/","title":{"rendered":"Sacudindo a \u00e1rvore do dinheiro"},"content":{"rendered":"\n<div class=\"wp-block-group clt-ph is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"clt-ph-label wp-block-paragraph\">O Guia do Jardineiro \u00b7 Parte 4 \u00b7 Cap\u00edtulo 4 de 6<\/p>\n\n\n\n<h1 class=\"wp-block-heading clt-ph-title\">Sacudindo a \u00c1rvore do Dinheiro<\/h1>\n\n\n\n<p class=\"clt-ph-desc wp-block-paragraph\">Como o apoio federal e estadual come\u00e7ou a fornecer aos CLTs os recursos de que precisam para terra, moradia e opera\u00e7\u00e3o, depois que a falta de financiamento travou seu crescimento inicial.<\/p>\n\n\n\n<p class=\"clt-ph-facts wp-block-paragraph\">Por John Emmeus Davis \u00b7 Ilustra\u00e7\u00f5es de Bonnie Acker \u00b7 2014<\/p>\n<\/div>\n\n<h2 id=\"h-federal-and-state-support-for-clt-projects-and-clt-operations\" class=\"wp-block-heading\">Apoio federal e estadual a projetos e opera\u00e7\u00f5es de CLT<\/h2>\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6af261f5bc10b&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6af261f5bc10b\" class=\"wp-block-image alignright size-medium is-resized wp-lightbox-container\"><img loading=\"lazy\" decoding=\"async\" width=\"264\" height=\"300\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/BAcker-The-Money-Tree-264x300.jpg\" alt=\"Ilustra&#xE7;&#xE3;o: A &#xC1;rvore do Dinheiro\" class=\"wp-image-21096\" style=\"width:264px;height:auto\" srcset=\"https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/BAcker-The-Money-Tree-264x300.jpg 264w, https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/BAcker-The-Money-Tree-901x1024.jpg 901w, https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/BAcker-The-Money-Tree-768x873.jpg 768w, https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/BAcker-The-Money-Tree-1352x1536.jpg 1352w, https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/BAcker-The-Money-Tree.jpg 1394w\" sizes=\"auto, (max-width: 264px) 100vw, 264px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><figcaption class=\"wp-element-caption\">Ilustra\u00e7\u00e3o de Bonnie Acker \u00a9 2014<\/figcaption><\/figure>\n\n<p class=\"wp-block-paragraph\">Toda CLT precisa de muitos recursos financeiros para adquirir terrenos, construir moradias (e outros pr\u00e9dios), financiar a compra de casas e manter as opera\u00e7\u00f5es de uma organiza\u00e7\u00e3o sem fins lucrativos com responsabilidades de gest\u00e3o que devem durar para sempre. A falta desses recursos, tanto de capital pr\u00f3prio quanto de d\u00edvida, foi um grande obst\u00e1culo para o desenvolvimento e<br\/> e das CLTs nos primeiros anos.<\/p>\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6af261f5bceb4&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6af261f5bceb4\" class=\"wp-block-image alignleft size-medium is-resized wp-lightbox-container\"><img loading=\"lazy\" decoding=\"async\" width=\"215\" height=\"300\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/Bonnie-graphic-rainbow-215x300.jpg\" alt=\"Bonnie - arco-&#xED;ris gr&#xE1;fico\" class=\"wp-image-21097\" style=\"width:95px;height:auto\" srcset=\"https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/Bonnie-graphic-rainbow-215x300.jpg 215w, https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/Bonnie-graphic-rainbow.jpg 246w\" sizes=\"auto, (max-width: 215px) 100vw, 215px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n<p class=\"wp-block-paragraph\">\u00c0 medida que os subs\u00eddios p\u00fablicos e os empr\u00e9stimos privados ficaram mais acess\u00edveis \u00e0s CLTs na d\u00e9cada de 1980, o n\u00famero e o porte dessas organiza\u00e7\u00f5es come\u00e7aram a crescer. Duas tend\u00eancias se mostraram especialmente importantes para impulsionar os projetos e as atividades dessas organiza\u00e7\u00f5es rec\u00e9m-criadas:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Apoio federal \u00e0s CLTs<\/li>\n\n\n\n<li>Apoio estadual \u00e0s CLTs<\/li>\n<\/ul>\n\n<h2 id=\"h-federal-support-for-clts\" class=\"wp-block-heading\">Apoio federal \u00e0s CLTs<\/h2>\n\n<p class=\"wp-block-paragraph\">Com a aprova\u00e7\u00e3o da Lei Nacional de Moradia Acess\u00edvel (NAHA) em 1990, cidades e estados come\u00e7aram a usar recursos repassados pelo governo federal para apoiar os projetos e as opera\u00e7\u00f5es do que a NAHA chamava de \u201cOrganiza\u00e7\u00f5es Comunit\u00e1rias de Desenvolvimento Habitacional\u201d. As CLTs n\u00e3o s\u00f3 tinham interesse em garantir sua elegibilidade para esse financiamento, como tamb\u00e9m queriam ter certeza de que a defini\u00e7\u00e3o de CLT na legisla\u00e7\u00e3o federal fosse consistente com a forma como a maioria delas estava estruturada e funcionava.<\/p>\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6af261f5bdb48&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6af261f5bdb48\" class=\"wp-block-image alignleft size-full is-resized wp-lightbox-container\"><img loading=\"lazy\" decoding=\"async\" width=\"283\" height=\"178\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/Bernie-Sanders-in-DC.jpeg\" alt=\"Bernie Sanders em Washington, D.C.\" class=\"wp-image-21098\" style=\"width:146px;height:auto\"\/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6af261f5be874&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6af261f5be874\" class=\"wp-block-image alignright size-medium is-resized wp-lightbox-container\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"137\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/Newspaper-Burlington-300x137.jpg\" alt=\"Jornal Burlington\" class=\"wp-image-21100\" style=\"width:272px;height:auto\" srcset=\"https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/Newspaper-Burlington-300x137.jpg 300w, https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/Newspaper-Burlington-1024x468.jpg 1024w, https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/Newspaper-Burlington-768x351.jpg 768w, https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/Newspaper-Burlington-1536x702.jpg 1536w, https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/Newspaper-Burlington-2048x936.jpg 2048w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n<p class=\"wp-block-paragraph\">Como n\u00e3o confiavam que a burocracia federal fosse descrever com precis\u00e3o os elementos essenciais de propriedade, organiza\u00e7\u00e3o e funcionamento que caracterizavam o CLT \u201ccl\u00e1ssico\u201d, um pequeno grupo de defensores do CLT decidiu se antecipar ao HUD. Eles pediram ao deputado Bernie Sanders, que tinha ajudado a fundar o Burlington Community Land Trust quando era prefeito de Burlington, para incluir uma defini\u00e7\u00e3o favor\u00e1vel do community land trust na Lei de Habita\u00e7\u00e3o e Desenvolvimento Comunit\u00e1rio de 1992. Sanders conduziu essa emenda pelo Congresso, garantindo que ela fosse sancionada sem altera\u00e7\u00f5es (<em>Registro do Congresso \u2013 C\u00e2mara<\/em>, 5 de outubro de 1992: H11966).<\/p>\n\n<p class=\"wp-block-paragraph\">As altera\u00e7\u00f5es de 1992 \u00e0 Lei Nacional de Moradia Acess\u00edvel n\u00e3o se limitaram a fornecer uma defini\u00e7\u00e3o padr\u00e3o para os CLTs. Elas abriram caminho para o financiamento federal. Depois de 1992, muitos outros CLTs conseguiram ser reconhecidos como \u201cOrganiza\u00e7\u00f5es Comunit\u00e1rias de Desenvolvimento Habitacional\u201d (CHDO). Muitas outras conseguiram receber financiamento do programa federal HOME para suas opera\u00e7\u00f5es e projetos.<\/p>\n\n<p class=\"wp-block-paragraph\">Igualmente importante, pela primeira vez, foi disponibilizada assist\u00eancia t\u00e9cnica financiada pelo governo federal para as CLTs. Em novembro de 1994, o Departamento de Habita\u00e7\u00e3o e Desenvolvimento Urbano dos EUA (HUD) concedeu ao Instituto de Economia Comunit\u00e1ria (ICE) uma subven\u00e7\u00e3o de assist\u00eancia t\u00e9cnica de US$ 470.000, com dura\u00e7\u00e3o de tr\u00eas anos. Com esses recursos (e com mais duas subven\u00e7\u00f5es de assist\u00eancia t\u00e9cnica do HUD que vieram depois), o ICE ajudou a criar CLTs em v\u00e1rios estados onde ainda n\u00e3o existiam, apoiou dezenas de CLTs que estavam apenas come\u00e7ando e ajudou muitos CLTs j\u00e1 existentes a se tornarem mais produtivos. Parte dessa subven\u00e7\u00e3o federal tamb\u00e9m foi usada para financiar a revis\u00e3o e publica\u00e7\u00e3o, em 2002, do  <em>Manual Jur\u00eddico do Fundo Comunit\u00e1rio de Terras<\/em>.<\/p>\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6af261f5bfa3c&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6af261f5bfa3c\" class=\"wp-block-image alignleft size-medium is-resized wp-lightbox-container\"><img loading=\"lazy\" decoding=\"async\" width=\"171\" height=\"300\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/DC-Policy-Conference-SarahPage-JulieOrvis-2002-171x300.jpg\" alt=\"Confer&#xEA;ncia sobre Pol&#xED;ticas em Washington, D.C. &#x2013; Sarah Page e Julie Orvis &#x2013; 2002\" class=\"wp-image-21102\" style=\"width:122px;height:auto\" srcset=\"https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/DC-Policy-Conference-SarahPage-JulieOrvis-2002-171x300.jpg 171w, https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/DC-Policy-Conference-SarahPage-JulieOrvis-2002.jpg 542w\" sizes=\"auto, (max-width: 171px) 100vw, 171px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n<p class=\"wp-block-paragraph\">Tamb\u00e9m por volta de 1992, a pedido das CLTs locais e por insist\u00eancia do ICE, a Fannie Mae come\u00e7ou a elaborar cl\u00e1usulas adicionais para serem usadas junto com os contratos de arrendamento de terrenos das CLTs. A Fannie Mae divulgou uma \u201ccl\u00e1usula adicional modelo de arrendamento\u201d para CLTs em 2001. Como parte do mesmo pacote, a Fannie Mae tamb\u00e9m publicou <em>as Diretrizes para a Avalia\u00e7\u00e3o de um Im\u00f3vel Sujeito a um Direito de Arrendamento e\/ou a um Community Land Trust<\/em>. Esse documento serviu de orienta\u00e7\u00e3o para credores e avaliadores na avalia\u00e7\u00e3o de transa\u00e7\u00f5es envolvendo CLTs.<\/p>\n\n<p class=\"wp-block-paragraph\">Apesar de poucas hipotecas de propriedade arrendada por CLTs terem sido vendidas \u00e0 Fannie Mae, a exist\u00eancia de uma cl\u00e1usula adicional \u201cmodelo\u201d da Fannie Mae e a divulga\u00e7\u00e3o, por parte da Fannie Mae, de diretrizes para avaliar im\u00f3veis em arrendamento ajudaram a aumentar a confian\u00e7a no CLT entre os credores privados, tornando o financiamento hipotec\u00e1rio mais amplamente dispon\u00edvel para casas com restri\u00e7\u00e3o de revenda em terrenos arrendados. Mesmo quando um banqueiro n\u00e3o usava a cl\u00e1usula adicional da Fannie Mae nem aproveitava o produto de empr\u00e9stimo especial que a Fannie Mae desenvolveu posteriormente para os CLTs, havia menos resist\u00eancia em apoiar um modelo que a Fannie Mae havia reconhecido como uma abordagem razo\u00e1vel e vi\u00e1vel para a aquisi\u00e7\u00e3o de im\u00f3veis pr\u00f3prios.<\/p>\n\n<h2 id=\"h-state-support-for-clts\" class=\"wp-block-heading\">Apoio do Estado \u00e0s CLTs<\/h2>\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6af261f5c04d9&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6af261f5c04d9\" class=\"wp-block-image alignright size-medium is-resized wp-lightbox-container\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"68\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/VHCB-logo-300x68.jpg\" alt=\"Logotipo da VHCB\" class=\"wp-image-21104\" style=\"width:229px;height:auto\" srcset=\"https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/VHCB-logo-300x68.jpg 300w, https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/VHCB-logo.jpg 448w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n<p class=\"wp-block-paragraph\">Em 1987, a Assembleia Legislativa de Vermont criou um fundo fiduci\u00e1rio estadual para habita\u00e7\u00e3o e conserva\u00e7\u00e3o, a ser administrado por um \u00f3rg\u00e3o nomeado pelo governo chamado Conselho de Habita\u00e7\u00e3o e Conserva\u00e7\u00e3o de Vermont (VHCB). A lei que criou tanto o fundo fiduci\u00e1rio quanto o VHCB determinou que qualquer moradia que recebesse apoio do VHCB deveria permanecer acess\u00edvel para sempre para os moradores de Vermont de baixa renda. Os recursos do VHCB tamb\u00e9m podiam ser usados para financiar a capacita\u00e7\u00e3o das organiza\u00e7\u00f5es sem fins lucrativos que oferecem essas moradias.<\/p>\n\n<p class=\"wp-block-paragraph\">Embora Vermont n\u00e3o tenha sido o primeiro estado a criar um fundo fiduci\u00e1rio para habita\u00e7\u00e3o financiado com recursos p\u00fablicos, <em>foi<\/em> o primeiro a exigir <em>que fosse permanente<\/em>  acessibilidade para qualquer moradia de aluguel ou pr\u00f3pria que fosse subsidiada pelo fundo fiduci\u00e1rio. Na verdade, a maioria dos fundos fiduci\u00e1rios estaduais de habita\u00e7\u00e3o criados nas d\u00e9cadas de 1980 e 1990 tinha requisitos de acessibilidade que n\u00e3o duravam mais do que 15 anos. E isso valia principalmente para moradias de aluguel. Era raro que a acessibilidade fosse exigida de forma cont\u00ednua para moradias pr\u00f3prias que recebiam apoio de um fundo fiduci\u00e1rio estadual de habita\u00e7\u00e3o. S\u00f3 em Rhode Island a dura\u00e7\u00e3o da exig\u00eancia de acessibilidade se aproximava da de Vermont, mas a Assembleia Legislativa estadual n\u00e3o previu uma fonte de receita dedicada para o Fundo Fiduci\u00e1rio de Habita\u00e7\u00e3o e Conserva\u00e7\u00e3o de Rhode Island, criado por lei estadual em 1990.<\/p>\n\n<p class=\"wp-block-paragraph\">Foi em grande parte gra\u00e7as ao apoio da VHCB \u00e0 moradia acess\u00edvel de forma permanente em geral \u2014 e ao modelo de trust fundi\u00e1rio comunit\u00e1rio em particular \u2014 que Vermont tinha mais CLTs do que qualquer outro estado at\u00e9 o final da d\u00e9cada de 1990. Nesse mesmo per\u00edodo, cerca de um quarto de todas as moradias constru\u00eddas e administradas por CLTs em todo o pa\u00eds ficavam em Vermont.<\/p>\n\n<p class=\"wp-block-paragraph\">Outro fator que contribuiu para a prolifera\u00e7\u00e3o e a amplitude do desenvolvimento das CLTs em Vermont foi a disposi\u00e7\u00e3o da Ag\u00eancia de Financiamento Imobili\u00e1rio de Vermont (VHFA) em oferecer financiamento hipotec\u00e1rio para casas com restri\u00e7\u00e3o de revenda em terrenos arrendados. Por v\u00e1rios anos, a VHFA ofereceu um produto hipotec\u00e1rio especial para casas das CLTs, at\u00e9 que a Grande Recess\u00e3o p\u00f4s fim a esse programa.<\/p>\n\n<figure class=\"wp-block-image alignleft size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"232\" height=\"105\" src=\"https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/WSHFC-logo.jpg\" alt=\"Logotipo da WSHFC\" class=\"wp-image-21105\" style=\"width:197px;height:auto\"\/><\/figure>\n\n<p class=\"wp-block-paragraph\">Outro estado que entrou na jogada logo no in\u00edcio, oferecendo tanto financiamento de capital quanto financiamento hipotec\u00e1rio para moradias do CLT, foi Washington. O Fundo Fiduci\u00e1rio de Habita\u00e7\u00e3o do Estado de Washington foi criado no mesmo ano que o Fundo Fiduci\u00e1rio de Habita\u00e7\u00e3o e Conserva\u00e7\u00e3o de Vermont. Embora, no in\u00edcio, exigisse acessibilidade financeira por apenas 15 anos, o prazo foi posteriormente estendido para 40 anos para projetos assistidos, e os fundos comunit\u00e1rios de terras foram explicitamente listados como um \u201ctipo de projeto eleg\u00edvel\u201d para receber apoio do fundo fiduci\u00e1rio. T\u00e3o importante em Washington quanto em Vermont foi a disponibilidade de financiamento hipotec\u00e1rio para moradias do CLT, oferecido pela Comiss\u00e3o de Financiamento Imobili\u00e1rio do Estado de Washington. Em 2000, o \u00fanico estado com mais CLTs do que Vermont era Washington.<\/p>\n\n<div class=\"wp-block-group has-palette-color-6-background-color has-background is-layout-constrained wp-container-core-group-is-layout-3493ed78 wp-block-group-is-layout-constrained\" style=\"border-radius:10px;margin-top:48px;padding-top:28px;padding-right:28px;padding-bottom:28px;padding-left:28px\">\n<h2 id=\"h-key-dates\" class=\"wp-block-heading\" style=\"margin-top:0\">Datas importantes<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>1987<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A Lei do Fundo Fiduci\u00e1rio de Habita\u00e7\u00e3o e Conserva\u00e7\u00e3o de Vermont \u00e9 aprovada pela Assembleia Legislativa estadual.<\/li>\n\n\n\n<li>\u00c9 criado o Fundo Fiduci\u00e1rio de Habita\u00e7\u00e3o do Estado de Washington.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>1990<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>National Affordable Housing Act (Lei Nacional de Moradias Populares) de 1990 promulgada em lei, criando o programa HOME e definindo as Organiza\u00e7\u00f5es de Desenvolvimento de Moradias Comunit\u00e1rias.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>1992<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A defini\u00e7\u00e3o federal de \u201cfundo comunit\u00e1rio de terras\u201d foi inclu\u00edda na Lei de Habita\u00e7\u00e3o e Desenvolvimento Comunit\u00e1rio de 1992. A Se\u00e7\u00e3o 703 dessa mesma Lei altera a Se\u00e7\u00e3o 502(a) da Lei de Habita\u00e7\u00e3o de 1949, removendo os obst\u00e1culos no programa de financiamento imobili\u00e1rio administrado pelo Departamento de Agricultura dos EUA que dificultavam que os CLTs em \u00e1reas rurais conseguissem empr\u00e9stimos 502 da Ag\u00eancia de Desenvolvimento Rural (antiga Administra\u00e7\u00e3o de Moradia para Agricultores).<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>1993<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>O Departamento de Planejamento e Desenvolvimento Comunit\u00e1rio (CPD) do HUD publica e distribui o documento \u201cCommunity Land Trusts and the HOME Program\u201d (Fundos Imobili\u00e1rios Comunit\u00e1rios e o Programa HOME), Aviso CPD 94-42.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>1994<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>O HUD concede ao Instituto de Economia Comunit\u00e1ria (ICE) a primeira de v\u00e1rias verbas de assist\u00eancia t\u00e9cnica para ajudar os CLTs locais a se estabelecerem ou para que os CLTs j\u00e1 existentes possam aproveitar os recursos do programa HOME.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>1996<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A Receita Federal dos EUA publica <em>o Procedimento Fiscal 96-32<\/em>, que descreve as diretrizes de \u201cporto seguro\u201d, pelas quais uma organiza\u00e7\u00e3o sem fins lucrativos pode ter certeza de que seus projetos se qualificam como beneficentes, e o \u201cteste de fatos e circunst\u00e2ncias\u201d, pelo qual uma organiza\u00e7\u00e3o que n\u00e3o atenda aos requisitos do porto seguro ainda pode se qualificar como beneficente porque seus projetos est\u00e3o \u201caliviando o sofrimento dos pobres e necessitados\u201d.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>1999<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>O Escrit\u00f3rio de Programas de Moradia Acess\u00edvel do HUD publica<em> \u201cOp\u00e7\u00f5es de aquisi\u00e7\u00e3o de im\u00f3veis pr\u00f3prios no \u00e2mbito do Programa HOME: um modelo para propriedades de titularidade p\u00fablica e fundos de gest\u00e3o de terras\u201d.<\/em><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>2001<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A Fannie Mae publica um \u201cAnexo Uniforme para Contratos de Arrendamento de Terrenos em Trust Comunit\u00e1rio\u201d para uso em contratos de arrendamento de terrenos em CLT quando uma hipoteca sobre o direito de arrendamento for vendida \u00e0 Fannie Mae.<\/li>\n\n\n\n<li>A Fannie Mae publica <em>diretrizes sobre a avalia\u00e7\u00e3o de um im\u00f3vel sujeito a um direito de arrendamento e\/ou a um Community Land Trust<\/em>.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>2002<\/strong><\/p>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;6af261f5c2c0f&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"6af261f5c2c0f\" class=\"wp-block-image alignright size-medium is-resized wp-lightbox-container\"><img loading=\"lazy\" decoding=\"async\" width=\"222\" height=\"300\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/DC-Debbie-OMalley-in-Senators-office-222x300.jpg\" alt=\"DC &#x2013; Debbie O&#x2019;Malley no escrit&#xF3;rio do senador\" class=\"wp-image-21107\" style=\"width:114px;height:auto\" srcset=\"https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/DC-Debbie-OMalley-in-Senators-office-222x300.jpg 222w, https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/DC-Debbie-OMalley-in-Senators-office.jpg 510w\" sizes=\"auto, (max-width: 222px) 100vw, 222px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\tdata-wp-bind--aria-label=\"state.thisImage.triggerButtonAriaLabel\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.thisImage.buttonRight\"\n\t\t\tdata-wp-style--top=\"state.thisImage.buttonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li>O ICE organiza uma confer\u00eancia nacional sobre pol\u00edticas em Washington, DC. Os profissionais das CLTs visitam seus deputados e senadores no Congresso, informando-os sobre os benef\u00edcios sociais e as necessidades financeiras das CLTs.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>2006<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A Fannie Mae divulga o Comunicado 06-03: <em>Venda e administra\u00e7\u00e3o de im\u00f3veis sujeitos a restri\u00e7\u00f5es de revenda ou localizados em terrenos de propriedade de Community Land Trusts<\/em>.<\/li>\n\n\n\n<li>O diretor executivo da Comiss\u00e3o de Financiamento Imobili\u00e1rio do Estado de Washington, Kim Herman, publica um artigo no boletim informativo da ag\u00eancia dele, declarando que os CLTs \u201catingiram a maioridade\u201d.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>2011<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A Fannie Mae revisa seu guia de vendas, atualizando sua anterior <em>Cl\u00e1usula Adicional sobre Arrendamento de Terrenos para Funda\u00e7\u00f5es Comunit\u00e1rias<\/em> (Formul\u00e1rio 2200, mar\u00e7o de 2006).<\/li>\n<\/ul>\n\n\n\n<h2 id=\"h-further-reading\" class=\"wp-block-heading\">Leitura complementar<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kim Herman, \u201cCommunity Land Trusts Come of Age\u201d, <em>Boletim informativo do diretor executivo da Comiss\u00e3o de Financiamento Imobili\u00e1rio do Estado de Washington ( <\/em>abril de 2006). Dispon\u00edvel em:<\/li>\n\n\n\n<li>James M. Libby, \u201cO desafio da perpetuidade\u201d, pp. 552-561 em John Emmeus Davis (org.), <em>The Community Land Trust Reader ( <\/em>Cambridge, MA: Lincoln Institute of Land Policy, 2010).<\/li>\n\n\n\n<li>Edwin Stromberg e Brian Stromberg,<a href=\"http:\/\/www.huduser.org\/portal\/periodicals\/cityscpe\/vol15num2\/article21.html\">\u201cA Administra\u00e7\u00e3o Federal de Habita\u00e7\u00e3o e os Programas de Propriedade Imobili\u00e1ria Acess\u00edvel de Longo Prazo<\/a>\u201d, <em>Cityscape: Uma Revista de Desenvolvimento e Pesquisa de Pol\u00edticas<\/em>, vol. 15, n.\u00ba 2, artigo 21. (Departamento de Habita\u00e7\u00e3o e Desenvolvimento Urbano dos EUA, 2013).<\/li>\n\n\n\n<li>Departamento de Habita\u00e7\u00e3o e Desenvolvimento Urbano dos EUA, \u201cCommunity Land Trusts and the HOME Program\u201d, Aviso CPD 94-42. (Washington, DC: Departamento de Habita\u00e7\u00e3o e Desenvolvimento Urbano dos EUA, 1993).<\/li>\n\n\n\n<li>\u2014\u2014-, <em>Op\u00e7\u00f5es de aquisi\u00e7\u00e3o de im\u00f3veis pr\u00f3prios no \u00e2mbito do Programa HOME: um modelo para propriedades de dom\u00ednio p\u00fablico e fundos de terras<\/em> (Washington, DC: Escrit\u00f3rio de Programas de Moradia Acess\u00edvel, Planejamento e Desenvolvimento Comunit\u00e1rio, 1999).<\/li>\n\n\n\n<li>\u2014\u2014-, 2012. <a href=\"http:\/\/www.huduser.org\/portal\/periodicals\/em\/fall12\/highlight3.html\">Modelos de participa\u00e7\u00e3o acion\u00e1ria oferecem acesso sustent\u00e1vel \u00e0 casa pr\u00f3pria<\/a>. <em>Evidence Matters. Outono <\/em>: 19-26.<\/li>\n<\/ul>\n\n\n\n<h2 id=\"h-external-links\" class=\"wp-block-heading\">Links externos<\/h2>\n\n\n\n<ul id=\"block-104\" class=\"wp-block-list\">\n<li>Fannie Mae, Comunicado 06-03: <em>Venda e administra\u00e7\u00e3o de im\u00f3veis sujeitos a restri\u00e7\u00f5es de revenda ou localizados em terrenos de propriedade de fundos comunit\u00e1rios de terras<\/em>, 22 de mar\u00e7o de 2006.<\/li>\n\n\n\n<li>Fannie Mae, <em>Guia de Venda<\/em> Atualizado (setembro de 2011).<\/li>\n\n\n\n<li>Defini\u00e7\u00e3o federal de<a href=\"http:\/\/www.burlingtonassociates.com\/#!\/resources\">\u201cFundo Comunit\u00e1rio de Terras<\/a>\u201d, Se\u00e7\u00e3o 212, <em>Lei de Habita\u00e7\u00e3o e Desenvolvimento Comunit\u00e1rio de 1992<\/em>.<\/li>\n\n\n\n<li><a href=\"http:\/\/www.vhcb.org\">Conselho de Habita\u00e7\u00e3o e Conserva\u00e7\u00e3o de Vermont<\/a><\/li>\n\n\n\n<li><a href=\"http:\/\/www.commerce.wa.gov\/Programs\/housing\/TrustFund\/Pages\/default.aspx\">Fundo Fiduci\u00e1rio de Habita\u00e7\u00e3o do Estado de Washington<\/a><\/li>\n<\/ul>\n\n\n\n<div id=\"themify_builder_content-69\" data-postid=\"69\" class=\"themify_builder_content themify_builder_content-69 themify_builder\">\n    <\/div>\n<\/div>\n\n<div class=\"wp-block-columns is-not-stacked-on-mobile is-layout-flex wp-container-core-columns-is-layout-35719fbe wp-block-columns-is-layout-flex\" style=\"margin-top:48px\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-palette-color-13-color has-text-color has-small-font-size wp-block-paragraph\">Anterior<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"margin-top:0\"><a href=\"https:\/\/www.cltweb.org\/pt-br\/biblioteca-de-recursos\/raizes-do-movimento-clt\/do-modelo-ao-movimento\/o-nicho-da-aquisicao-de-imoveis-proprios\/\">\u2190 O nicho da aquisi\u00e7\u00e3o de im\u00f3veis pr\u00f3prios<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-text-align-right has-palette-color-13-color has-text-color has-small-font-size wp-block-paragraph\">Pr\u00f3ximo<\/p>\n\n\n\n<p class=\"has-text-align-right wp-block-paragraph\" style=\"margin-top:0\"><a href=\"https:\/\/www.cltweb.org\/pt-br\/biblioteca-de-recursos\/raizes-do-movimento-clt\/do-modelo-ao-movimento\/a-conexao-com-a-cidade\/\">The City Connection \u2192<\/a><\/p>\n<\/div>\n<\/div>\n\n<hr class=\"wp-block-separator has-text-color has-palette-color-5-color has-alpha-channel-opacity has-palette-color-5-background-color has-background is-style-wide\" style=\"margin-top:24px;margin-bottom:40px\"\/>\n\n<h2 id=\"h-more-from-from-model-to-movement\" class=\"wp-block-heading\">Mais sobre \u201cDe Modelo a Movimento\u201d<\/h2>\n\n<div class=\"wp-block-group gg-tiles is-layout-grid wp-container-core-group-is-layout-080b9d9d wp-block-group-is-layout-grid\"><style>.kt-info-box20776_t0{height:100%;}.wp-block-kadence-column.kb-section-dir-horizontal > .kt-inside-inner-col > .kt-info-box20776_t0{height:auto;align-self:stretch;}.kt-info-box20776_t0 .kt-blocks-info-box-link-wrap{height:100%;}.wp-block-kadence-column.kb-section-dir-horizontal > .kt-inside-inner-col > .kt-info-box20776_t0 .kt-blocks-info-box-link-wrap{max-width:unset;}.kt-info-box20776_t0 .kt-blocks-info-box-link-wrap{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;background:var(--theme-palette-color-8);padding-top:10px;padding-right:10px;padding-bottom:16px;padding-left:10px;}.kt-info-box20776_t0 .kt-blocks-info-box-link-wrap:hover{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;background:var(--theme-palette-color-8);}.kt-info-box20776_t0.wp-block-kadence-infobox{max-width:100%;}.kt-info-box20776_t0 .kadence-info-box-image-inner-intrisic-container .kadence-info-box-image-intrisic{padding-bottom:67.3333%;width:300px;height:0px;max-width:100%;}.kt-info-box20776_t0 .kadence-info-box-icon-container .kt-info-svg-icon, .kt-info-box20776_t0 .kt-info-svg-icon-flip, .kt-info-box20776_t0 .kt-blocks-info-box-number{font-size:50px;}.kt-info-box20776_t0 .kt-blocks-info-box-media{border-radius:6px;overflow:hidden;border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.kt-info-box20776_t0 .kt-blocks-info-box-media-container{margin-top:0px;margin-right:0px;margin-bottom:12px;margin-left:0px;}.kt-info-box20776_t0 .kt-infobox-textcontent h3.kt-blocks-info-box-title{color:var(--theme-palette-color-4);font-size:18px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;margin-top:0px;margin-right:0px;margin-bottom:2px;margin-left:0px;}.kt-info-box20776_t0 .kt-blocks-info-box-link-wrap:hover h3.kt-blocks-info-box-title{color:var(--theme-palette-color-4);}.kt-info-box20776_t0 .kt-infobox-textcontent .kt-blocks-info-box-text{color:var(--theme-palette-color-13);}.wp-block-kadence-infobox.kt-info-box20776_t0 .kt-blocks-info-box-text{font-size:14px;line-height:1.5;}.kt-info-box20776_t0 .kt-blocks-info-box-link-wrap:hover .kt-blocks-info-box-text{color:var(--theme-palette-color-13);}.kt-info-box20776_t0 .kt-blocks-info-box-learnmore{background:transparent;border-width:0px 0px 0px 0px;padding-top:4px;padding-right:8px;padding-bottom:4px;padding-left:8px;margin-top:10px;margin-right:0px;margin-bottom:10px;margin-left:0px;}.kt-info-box20776_t0 .kt-blocks-info-box-link-wrap{box-shadow:0px 2px 8px 0px rgba(15, 23, 42, 0.14);}.kt-info-box20776_t0 .kt-blocks-info-box-link-wrap:hover{box-shadow:0px 12px 24px 0px rgba(15, 23, 42, 0.3);}@media all and (max-width: 1024px){.kt-info-box20776_t0 .kt-blocks-info-box-link-wrap{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;box-shadow:0px 2px 8px 0px rgba(15, 23, 42, 0.14);}}@media all and (max-width: 1024px){.kt-info-box20776_t0 .kt-blocks-info-box-link-wrap:hover{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;box-shadow:0px 12px 24px 0px rgba(15, 23, 42, 0.3);}}@media all and (max-width: 767px){.kt-info-box20776_t0 .kt-blocks-info-box-link-wrap{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;box-shadow:0px 2px 8px 0px rgba(15, 23, 42, 0.14);}.kt-info-box20776_t0 .kt-blocks-info-box-link-wrap:hover{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;box-shadow:0px 12px 24px 0px rgba(15, 23, 42, 0.3);}}<\/style>\n<div class=\"wp-block-kadence-infobox kt-info-box20776_t0\"><a class=\"kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-top kt-info-halign-left\" href=\"https:\/\/www.cltweb.org\/pt-br\/biblioteca-de-recursos\/raizes-do-movimento-clt\/do-modelo-ao-movimento\/o-ice-chega-ao-mercado\/\" aria-label=\"ICE Goes to Market\"><div class=\"kt-blocks-info-box-media-container\"><div class=\"kt-blocks-info-box-media kt-info-media-animate-none\"><div class=\"kadence-info-box-image-inner-intrisic-container\"><div class=\"kadence-info-box-image-intrisic kt-info-animate-none\"><div class=\"kadence-info-box-image-inner-intrisic\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/BAcker-ICE-Goes-to-Market-300x202.jpg\" alt=\"\" width=\"300\" height=\"202\" class=\"kt-info-box-image wp-image-20688\" srcset=\"https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/BAcker-ICE-Goes-to-Market-300x202.jpg 300w, https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/BAcker-ICE-Goes-to-Market-1024x691.jpg 1024w, https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/BAcker-ICE-Goes-to-Market-768x518.jpg 768w, https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/BAcker-ICE-Goes-to-Market.jpg 1283w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/div><\/div><\/div><\/div><\/div><div class=\"kt-infobox-textcontent\"><h3 class=\"kt-blocks-info-box-title\">O ICE chega ao mercado<\/h3><\/div><\/a><\/div>\n\n\n<style>.kt-info-box20776_t1{height:100%;}.wp-block-kadence-column.kb-section-dir-horizontal > .kt-inside-inner-col > .kt-info-box20776_t1{height:auto;align-self:stretch;}.kt-info-box20776_t1 .kt-blocks-info-box-link-wrap{height:100%;}.wp-block-kadence-column.kb-section-dir-horizontal > .kt-inside-inner-col > .kt-info-box20776_t1 .kt-blocks-info-box-link-wrap{max-width:unset;}.kt-info-box20776_t1 .kt-blocks-info-box-link-wrap{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;background:var(--theme-palette-color-8);padding-top:10px;padding-right:10px;padding-bottom:16px;padding-left:10px;}.kt-info-box20776_t1 .kt-blocks-info-box-link-wrap:hover{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;background:var(--theme-palette-color-8);}.kt-info-box20776_t1.wp-block-kadence-infobox{max-width:100%;}.kt-info-box20776_t1 .kadence-info-box-image-inner-intrisic-container .kadence-info-box-image-intrisic{padding-bottom:90.3333%;width:300px;height:0px;max-width:100%;}.kt-info-box20776_t1 .kadence-info-box-icon-container .kt-info-svg-icon, .kt-info-box20776_t1 .kt-info-svg-icon-flip, .kt-info-box20776_t1 .kt-blocks-info-box-number{font-size:50px;}.kt-info-box20776_t1 .kt-blocks-info-box-media{border-radius:6px;overflow:hidden;border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.kt-info-box20776_t1 .kt-blocks-info-box-media-container{margin-top:0px;margin-right:0px;margin-bottom:12px;margin-left:0px;}.kt-info-box20776_t1 .kt-infobox-textcontent h3.kt-blocks-info-box-title{color:var(--theme-palette-color-4);font-size:18px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;margin-top:0px;margin-right:0px;margin-bottom:2px;margin-left:0px;}.kt-info-box20776_t1 .kt-blocks-info-box-link-wrap:hover h3.kt-blocks-info-box-title{color:var(--theme-palette-color-4);}.kt-info-box20776_t1 .kt-infobox-textcontent .kt-blocks-info-box-text{color:var(--theme-palette-color-13);}.wp-block-kadence-infobox.kt-info-box20776_t1 .kt-blocks-info-box-text{font-size:14px;line-height:1.5;}.kt-info-box20776_t1 .kt-blocks-info-box-link-wrap:hover .kt-blocks-info-box-text{color:var(--theme-palette-color-13);}.kt-info-box20776_t1 .kt-blocks-info-box-learnmore{background:transparent;border-width:0px 0px 0px 0px;padding-top:4px;padding-right:8px;padding-bottom:4px;padding-left:8px;margin-top:10px;margin-right:0px;margin-bottom:10px;margin-left:0px;}.kt-info-box20776_t1 .kt-blocks-info-box-link-wrap{box-shadow:0px 2px 8px 0px rgba(15, 23, 42, 0.14);}.kt-info-box20776_t1 .kt-blocks-info-box-link-wrap:hover{box-shadow:0px 12px 24px 0px rgba(15, 23, 42, 0.3);}@media all and (max-width: 1024px){.kt-info-box20776_t1 .kt-blocks-info-box-link-wrap{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;box-shadow:0px 2px 8px 0px rgba(15, 23, 42, 0.14);}}@media all and (max-width: 1024px){.kt-info-box20776_t1 .kt-blocks-info-box-link-wrap:hover{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;box-shadow:0px 12px 24px 0px rgba(15, 23, 42, 0.3);}}@media all and (max-width: 767px){.kt-info-box20776_t1 .kt-blocks-info-box-link-wrap{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;box-shadow:0px 2px 8px 0px rgba(15, 23, 42, 0.14);}.kt-info-box20776_t1 .kt-blocks-info-box-link-wrap:hover{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;box-shadow:0px 12px 24px 0px rgba(15, 23, 42, 0.3);}}<\/style>\n<div class=\"wp-block-kadence-infobox kt-info-box20776_t1\"><a class=\"kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-top kt-info-halign-left\" href=\"https:\/\/www.cltweb.org\/pt-br\/biblioteca-de-recursos\/raizes-do-movimento-clt\/do-modelo-ao-movimento\/intercambio-de-ideias\/\" aria-label=\"Cross-Pollination\"><div class=\"kt-blocks-info-box-media-container\"><div class=\"kt-blocks-info-box-media kt-info-media-animate-none\"><div class=\"kadence-info-box-image-inner-intrisic-container\"><div class=\"kadence-info-box-image-intrisic kt-info-animate-none\"><div class=\"kadence-info-box-image-inner-intrisic\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/BAcker-Cross-pollination-1-300x271.jpg\" alt=\"\" width=\"300\" height=\"271\" class=\"kt-info-box-image wp-image-20705\" srcset=\"https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/BAcker-Cross-pollination-1-300x271.jpg 300w, https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/BAcker-Cross-pollination-1-1024x924.jpg 1024w, https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/BAcker-Cross-pollination-1-768x693.jpg 768w, https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/BAcker-Cross-pollination-1.jpg 1114w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/div><\/div><\/div><\/div><\/div><div class=\"kt-infobox-textcontent\"><h3 class=\"kt-blocks-info-box-title\">Interc\u00e2mbio de ideias<\/h3><\/div><\/a><\/div>\n\n\n<style>.kt-info-box20776_t2{height:100%;}.wp-block-kadence-column.kb-section-dir-horizontal > .kt-inside-inner-col > .kt-info-box20776_t2{height:auto;align-self:stretch;}.kt-info-box20776_t2 .kt-blocks-info-box-link-wrap{height:100%;}.wp-block-kadence-column.kb-section-dir-horizontal > .kt-inside-inner-col > .kt-info-box20776_t2 .kt-blocks-info-box-link-wrap{max-width:unset;}.kt-info-box20776_t2 .kt-blocks-info-box-link-wrap{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;background:var(--theme-palette-color-8);padding-top:10px;padding-right:10px;padding-bottom:16px;padding-left:10px;}.kt-info-box20776_t2 .kt-blocks-info-box-link-wrap:hover{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;background:var(--theme-palette-color-8);}.kt-info-box20776_t2.wp-block-kadence-infobox{max-width:100%;}.kt-info-box20776_t2 .kadence-info-box-image-inner-intrisic-container .kadence-info-box-image-intrisic{padding-bottom:64%;width:300px;height:0px;max-width:100%;}.kt-info-box20776_t2 .kadence-info-box-icon-container .kt-info-svg-icon, .kt-info-box20776_t2 .kt-info-svg-icon-flip, .kt-info-box20776_t2 .kt-blocks-info-box-number{font-size:50px;}.kt-info-box20776_t2 .kt-blocks-info-box-media{border-radius:6px;overflow:hidden;border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.kt-info-box20776_t2 .kt-blocks-info-box-media-container{margin-top:0px;margin-right:0px;margin-bottom:12px;margin-left:0px;}.kt-info-box20776_t2 .kt-infobox-textcontent h3.kt-blocks-info-box-title{color:var(--theme-palette-color-4);font-size:18px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;margin-top:0px;margin-right:0px;margin-bottom:2px;margin-left:0px;}.kt-info-box20776_t2 .kt-blocks-info-box-link-wrap:hover h3.kt-blocks-info-box-title{color:var(--theme-palette-color-4);}.kt-info-box20776_t2 .kt-infobox-textcontent .kt-blocks-info-box-text{color:var(--theme-palette-color-13);}.wp-block-kadence-infobox.kt-info-box20776_t2 .kt-blocks-info-box-text{font-size:14px;line-height:1.5;}.kt-info-box20776_t2 .kt-blocks-info-box-link-wrap:hover .kt-blocks-info-box-text{color:var(--theme-palette-color-13);}.kt-info-box20776_t2 .kt-blocks-info-box-learnmore{background:transparent;border-width:0px 0px 0px 0px;padding-top:4px;padding-right:8px;padding-bottom:4px;padding-left:8px;margin-top:10px;margin-right:0px;margin-bottom:10px;margin-left:0px;}.kt-info-box20776_t2 .kt-blocks-info-box-link-wrap{box-shadow:0px 2px 8px 0px rgba(15, 23, 42, 0.14);}.kt-info-box20776_t2 .kt-blocks-info-box-link-wrap:hover{box-shadow:0px 12px 24px 0px rgba(15, 23, 42, 0.3);}@media all and (max-width: 1024px){.kt-info-box20776_t2 .kt-blocks-info-box-link-wrap{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;box-shadow:0px 2px 8px 0px rgba(15, 23, 42, 0.14);}}@media all and (max-width: 1024px){.kt-info-box20776_t2 .kt-blocks-info-box-link-wrap:hover{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;box-shadow:0px 12px 24px 0px rgba(15, 23, 42, 0.3);}}@media all and (max-width: 767px){.kt-info-box20776_t2 .kt-blocks-info-box-link-wrap{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;box-shadow:0px 2px 8px 0px rgba(15, 23, 42, 0.14);}.kt-info-box20776_t2 .kt-blocks-info-box-link-wrap:hover{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;box-shadow:0px 12px 24px 0px rgba(15, 23, 42, 0.3);}}<\/style>\n<div class=\"wp-block-kadence-infobox kt-info-box20776_t2\"><a class=\"kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-top kt-info-halign-left\" href=\"https:\/\/www.cltweb.org\/pt-br\/biblioteca-de-recursos\/raizes-do-movimento-clt\/do-modelo-ao-movimento\/o-nicho-da-aquisicao-de-imoveis-proprios\/\" aria-label=\"The Homeownership Niche\"><div class=\"kt-blocks-info-box-media-container\"><div class=\"kt-blocks-info-box-media kt-info-media-animate-none\"><div class=\"kadence-info-box-image-inner-intrisic-container\"><div class=\"kadence-info-box-image-intrisic kt-info-animate-none\"><div class=\"kadence-info-box-image-inner-intrisic\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/BAcker-Homeownership-Niche-1-300x192.jpg\" alt=\"\" width=\"300\" height=\"192\" class=\"kt-info-box-image wp-image-20737\" srcset=\"https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/BAcker-Homeownership-Niche-1-300x192.jpg 300w, https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/BAcker-Homeownership-Niche-1-1024x656.jpg 1024w, https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/BAcker-Homeownership-Niche-1-768x492.jpg 768w, https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/BAcker-Homeownership-Niche-1-1536x984.jpg 1536w, https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/BAcker-Homeownership-Niche-1.jpg 1922w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/div><\/div><\/div><\/div><\/div><div class=\"kt-infobox-textcontent\"><h3 class=\"kt-blocks-info-box-title\">O nicho da aquisi\u00e7\u00e3o de im\u00f3veis pr\u00f3prios<\/h3><\/div><\/a><\/div>\n\n\n<style>.kt-info-box20776_t3{height:100%;}.wp-block-kadence-column.kb-section-dir-horizontal > .kt-inside-inner-col > .kt-info-box20776_t3{height:auto;align-self:stretch;}.kt-info-box20776_t3 .kt-blocks-info-box-link-wrap{height:100%;}.wp-block-kadence-column.kb-section-dir-horizontal > .kt-inside-inner-col > .kt-info-box20776_t3 .kt-blocks-info-box-link-wrap{max-width:unset;}.kt-info-box20776_t3 .kt-blocks-info-box-link-wrap{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid 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class=\"kt-blocks-info-box-media-container\"><div class=\"kt-blocks-info-box-media kt-info-media-animate-none\"><div class=\"kadence-info-box-image-inner-intrisic-container\"><div class=\"kadence-info-box-image-intrisic kt-info-animate-none\"><div class=\"kadence-info-box-image-inner-intrisic\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/BAcker-The-City-Connection-300x212.jpg\" alt=\"\" width=\"300\" height=\"212\" class=\"kt-info-box-image wp-image-21108\" srcset=\"https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/BAcker-The-City-Connection-300x212.jpg 300w, https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/BAcker-The-City-Connection-1024x725.jpg 1024w, https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/BAcker-The-City-Connection-768x544.jpg 768w, https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/BAcker-The-City-Connection-1536x1088.jpg 1536w, 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class=\"kt-blocks-info-box-media-container\"><div class=\"kt-blocks-info-box-media kt-info-media-animate-none\"><div class=\"kadence-info-box-image-inner-intrisic-container\"><div class=\"kadence-info-box-image-intrisic kt-info-animate-none\"><div class=\"kadence-info-box-image-inner-intrisic\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/BAcker-Branching-Out-300x235.jpg\" alt=\"\" width=\"300\" height=\"235\" class=\"kt-info-box-image wp-image-21138\" srcset=\"https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/BAcker-Branching-Out-300x235.jpg 300w, https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/BAcker-Branching-Out-1024x802.jpg 1024w, https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/BAcker-Branching-Out-768x602.jpg 768w, https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/BAcker-Branching-Out-1536x1204.jpg 1536w, https:\/\/www.cltweb.org\/wp-content\/uploads\/2026\/11\/BAcker-Branching-Out.jpg 1571w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/div><\/div><\/div><\/div><\/div><div class=\"kt-infobox-textcontent\"><h3 class=\"kt-blocks-info-box-title\">Expandindo os horizontes<\/h3><\/div><\/a><\/div>\n<\/div>\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-top:32px\">\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.cltweb.org\/pt-br\/biblioteca-de-recursos\/raizes-do-movimento-clt\/\">De volta \u00e0s origens do movimento CLT<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>O Guia do Jardineiro \u00b7 Parte 4 \u00b7 Cap\u00edtulo 4 de 6 Sacudindo a \u00c1rvore do Dinheiro Como o apoio federal e estadual come\u00e7ou a fornecer aos CLTs os recursos [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":21315,"parent":20979,"menu_order":4,"comment_status":"closed","ping_status":"closed","template":"","meta":{"give_campaign_id":0,"_tec_requires_first_save":true,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_EventAllDay":false,"_EventTimezone":"","_EventStartDate":"","_EventEndDate":"","_EventStartDateUTC":"","_EventEndDateUTC":"","_EventShowMap":false,"_EventShowMapLink":false,"_EventURL":"","_EventCost":"","_EventCostDescription":"","_EventCurrencySymbol":"","_EventCurrencyCode":"","_EventCurrencyPosition":"","_EventDateTimeSeparator":"","_EventTimeRangeSeparator":"","_EventOrganizerID":[],"_EventVenueID":[],"_OrganizerEmail":"","_OrganizerPhone":"","_OrganizerWebsite":"","_VenueAddress":"","_VenueCity":"","_VenueCountry":"","_VenueProvince":"","_VenueState":"","_VenueZip":"","_VenuePhone":"","_VenueURL":"","_VenueStateProvince":"","_VenueLat":"","_VenueLng":"","_VenueShowMap":false,"_VenueShowMapLink":false,"_tribe_blocks_recurrence_rules":"","_tribe_blocks_recurrence_description":"","_tribe_blocks_recurrence_exclusions":"","footnotes":""},"categories":[],"tags":[],"class_list":["post-21177","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- 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